Say goodbye to the “one size fits no one” approach.

Sport material (hockey stick, football, etc.), sport shoes (running shoes, hiking boots, etc.), outdoor equipment (tent, stand-up paddle, climbing gear, etc.), fitness equipment (yoga mat, weights, etc.), gym membership, physical activity classes (yoga, pilates, kickboxing, etc.), sports competition signup fees

Music shows, comedy shows, theater tickets, museum tickets, movie theater tickets, cultural events, live sports.

Oil change, tire change and balancing, car parts and accessories, any auto repair fees, roadside assistance program. Excludes gas & charging expenses.

Online courses, workshops, professional retreats, bootcamps, and paid tutorials. AI & SaaS subscriptions or credits may be eligible if directly linked to your specific career development.

Annual check-up or emergency care, cleaning, dental scaling, fluoride treatment, sealing of pits and fissures, orthodontics (i.e., orthodontic appliances, palate expander, retainer), X-rays, local or general anesthesia, filling ('filling'): grey filling for premolars and molars, filling with white material in certain cases, extraction of teeth and roots, crown/dental care, endodontics, including root canal treatment, apexification, pulpotomy, pulpectomy, emergency procedure for the pulp chamber, and sedative dressings.

You can be reimbursed for individual dental insurance premiums in this category, covering routine care or complex treatments from any dental insurance provider.

Donations to charities, NGOs and causes.

Video streaming platforms (Netflix, Disney+, Apple TV+, Prime Video, etc.), music streaming platforms (Spotify, Apple Music, etc.), consoles and video games, gaming subscriptions and services (Xbox Game Pass, PlayStation Plus, Google Stadia, etc.)

Accessories and equipment for babies, maternity accessories and equipment, and family activities.

Clothing, apparel and accessories

Meal kits (Goodfood, Cookit, HelloFresh, etc.), food baskets (Lufa, organic farms, etc.), coffee subscriptions, fruit subscriptions, etc.

Gasoline or diesel purchases, and electric vehicle charging.

General food and grocery items

Housekeeping services such as snow removal, landscaping, etc. Furniture & home appliances as well. Utility bills are also included in this category.

Dental services must be provided by a licensed dentist or dental specialist. Eligible expenses include routine exams, cleanings, fillings, extractions, root canals, crowns, dentures, orthodontic treatments, periodontal care, and X-rays. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

These expenses must be medically necessary and approved by a health professional. They may include private or semi-private hospital rooms, ambulance services, fertility treatments like IVF, vaccinations, long-distance medical travel, in-home nursing or personal care, prescribed smoking cessation aids, and wigs for medical conditions. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

Equipment must be prescribed by a health professional and provided by a recognized supplier. Eligible expenses include wheelchairs, walkers, canes, orthopedic braces, CPAP machines, hearing aids, compression stockings, prosthetics, blood pressure monitors, and diabetic testing supplies. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

Services must be provided by recognized mental health professionals such as psychologists, licensed psychotherapists, social workers specializing in mental health, or psychiatrists. Eligible expenses include therapy sessions, cognitive behavioural therapy (CBT), and clinical approaches such as EMDR. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

Services must be performed by licensed practitioners in their respective fields. This includes care from physiotherapists, chiropractors, massage therapists (with a prescription if required), acupuncturists, osteopaths, podiatrists, naturopaths, and speech-language pathologists. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

Eligible expenses include a wide range of medications that must be prescribed by a licensed health professional and dispensed by a pharmacist, such as treatments for infections, chronic conditions, allergies, hormonal imbalances, mental health, and pain management. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

Vision services must be provided by a licensed optometrist, ophthalmologist, or eye care professional. Eligible expenses include eye exams, prescription glasses or contacts, corrective surgeries such as LASIK, and prescription safety glasses. To learn more about eligible expenses under an HSA, please visit the CRA website : https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html#mdcl_xpns

Premium for individual life insurance, premium for individual disability insurance, premium for individual critical illness insurance, premium for travel insurance

This category supports the reimbursement of individual life insurance premiums, providing financial protection for your beneficiaries from the life insurance policy and provider you choose.

Psychologist consultation, psychotherapist consultation, psychiatric consultation not covered by Quebec’s Health insurance system (RAMQ)

Ergotherapy, massotherapy, physiotherapy, osteopathy, angiology, homeopathy, naturopathy, orthophony, nutritionist or dietician care, chiropractic, acupuncture, podology, foot care, senior assistance service, over-the-counter medication, deductible for prescription medication

Personal care services and hygiene products, including hairdresser or barber services, spa treatments, and products for skincare, oralcare etc. Excludes household cleaning products and laundry detergent not directly related to personal care.

Music lessons (singing, instrument playing, etc.), art lessons (drawing, painting, pottery, etc.), reading club, trainings (IT, science, etc.), mentoring and coaching

Pet food and accessories, grooming, walking services, pet sitting, veterinarian visit, X-Rays, ultrasound, vaccination, odontology, surgery

Lawyer fees, accountant fees, notary fees

Individual or group public transit tickets/passes, including ride or car-sharing services. Excludes Uber or taxi rides and parking fees.

Includes dine-in, takeout, and delivery from full-service restaurants, fast food, cafes, and food trucks. Excludes grocery stores and alcohol-only purchases.

Contributions to registered savings accounts (RRSP, TFSA, FHSA, etc.)

Plane tickets, train and bus tickets, suitcases and travel bags, hotel rooms and cabin rentals

Eye test, prescription glasses, prescription contact lenses, prescription sunglasses, laser eye surgery.

Computers and accessories (external screen, mouse, keyboard, cables, etc.), internet and phone plans, home office furniture (office chair, desk, etc.), home office supplies (pens, notebooks, blank paper, etc.).