All HSAs are not created equal
Canada’s only zero-commission, fully customizable, CRA-compliant HSA — built for SMBs and ready in minutes, designed for modern teams who expect more from their benefits.
0$ commissions
And zero hidden fees. Every dollar on Tedy is a dollar for your team.
Ready in minutes
And zero hidden fees. Every dollar on Tedy is a dollar for your team.
Super-fast refunds
And zero hidden fees. Every dollar on Tedy is a dollar for your team.
Features that make you shine
Works alongside your traditional benefits
Loved by money people
Super secure
Crazy-fast support
Customizable to the highest level
Fully automated
Tedy vs. The Others
Feature
Tedy
Others
Pricing Model
Flat monthly fee per employee. No commissions, no surprises.
Commission-based + extra fees. Costs fluctuate and penalize usage
Customization
Fully flexible. Tailor categories, classes, and roles to your culture.
Rigid or one-size-fits-all.
Claim Speed
Instant approvals (85%), refunds within 2–3 days.
Slow and manual. Refunds drag on.
Employee Experience
93 eNPS score. Modern, intuitive, loved by teams.
Outdated, confusing portals.
Support
AI + Human. 90% of cases resolved in real time.
Call centers. Long waits.
On average, SMBs save $2,800 per year for every 20 employees.
With Tedy, you pay a simple flat fee — no commissions, no claim costs. Every dollar goes directly toward your people, not your provider.
More than an HSA - A full
flex-benefits platform
Tedy brings all your benefit wallets under one roof — tax-smart, flexible, and culture-aligned.
Health Spending Account (HSA)
Tax-free, CRA-compliant, and commission-free.
Lifestyle Wallet (FLEX 360)
25 wellness categories employees actually use.
Recognition & Rewards
Automate tax-free gifts and appreciation moments.
Work-From-Home Wallet
Reimburse internet, furniture, and home-office setup costs.
Financial Wallets (RRSP, FHSA, RESP)
Employees choose their provider; you keep control.